Examples of uninsured losses do NOT include:

The correct answer, which indicates an example of a loss included in insured losses, is that accidents while on rental typically would still be covered under rental vehicle insurance or the personal insurance of the driver. When a vehicle is rented, it usually comes with several insurance options that protect against accidents, which means that any damages resulting from an accident during the rental period would likely be covered.

In contrast, the other options mentioned refer to types of losses that often fall outside the coverage of typical insurance policies. Lot damage from an accident, damage to a rented vehicle, and damage missed during check-in could represent situations where insurance coverage may not apply due to specific policy exclusions, preexisting conditions of the vehicle, or failures to report damages in a timely manner. Therefore, they exemplify uninsured losses, while accidents during rentals typically do not, based on the protections usually in place for rental transactions.